HDB to Bank Loan Savings Calculator
This calculator is designed to calculate the potential savings when switching from a HDB to Bank loan (assuming bank loan has lower interest rates). Please read the 'Disclaimers' by clicking…
Why did I switch from HDB concessionary loan to Bank Loan to finance my flat’s mortgage?
HDB concessionary loan has been my default choice to finance my mortgage as it is the supposedly “safer” option, compared to a bank loan. In this entry, I'll share the…
Why I’m not using CPF for HDB Mortgage Loan?
Using CPF’s Ordinary Account (OA) to service our mortgage loans may well be the norm and straight-forward decision for most, including myself. It almost seems like the default option that…
I Topped Up More Than $30,000 To My CPF Special Account
In my previous post, I shared about achieving Full Retirement Sum (FRS) in CPF Special Account (SA) as early as possible to take advantage of the compounding effect. The next…
Plan Your Ultimate CPF Retirement Nest Egg Now!
We have often heard about the term Retirement Planning but what does it really means? There are many ways to plan for retirement but let me share my thoughts around…
CPF Calculator (Get Free Access Now)
This CPF calculator is designed to project your CPF balances. You can also simulate mortgage loan payments using OA, transfers from OA to SA, Voluntary Contributions and cash top ups…